Frequently Asked Questions

We offer a comprehensive range of insurance services including health insurance, car insurance, home insurance, travel insurance, boat insurance, residence permit insurance, and other specialized coverage for expats in Greece.

No! We handle everything in English. We act as your intermediary with Greek insurance companies, managing all paperwork and communication on your behalf.

Simply fill out our online quote request form or contact us directly. We will gather your requirements and provide you with competitive quotes from multiple insurance providers same day.

Our advisory services are free of charge. We are compensated by the insurance companies we work with, so there is no additional cost to you for using our brokerage services.

To obtain a residence permit or Golden Visa in Greece, your insurance must cover urgent medical care, hospital treatment, and permanent disability or death due to an accident, with specific minimum coverage amounts as defined by Greek law:

• Hospitalization in public hospitals (minimum coverage: €10,000/year)
• Outpatient care / medical expenses (minimum coverage: €1,500/year)
• Disability coverage (minimum coverage: €15,000/year)

Yes, Golden Visa insurance must strictly meet the requirements set by the Greek Ministry of Migration. We provide specific policies that are guaranteed to be accepted by the authorities for your Golden Visa application.

Yes, while many providers have age limits, we offer specialized plans for senior expats (70+) that meet all legal requirements for residence permits and provide medical coverage.

Private insurance in Greece is generally very affordable compared to the US or UK. Basic plans for residence permits start at low annual costs, while premium full-coverage plans vary based on age and medical history.

At Insurance-Greece.com, we understand the urgency of immigration deadlines. In most cases, we can provide the necessary insurance certificate within 24 hours after your application.

Yes, you can request an instant quote through our website. Our team specializes in expat insurance and will provide you with a tailored plan that meets all legal requirements for your stay in Greece.

No, under Greek insurance regulation no Greek insurer is able to provide insurance cover to vehicles with non-Greek number plates. Contact us to advise you of your options.

Yes. We will apply your No Claims Bonus as a discount to your Greek policy.

Absolutely. All our car insurance packages include full 24/7 roadside assistance across Greece and the rest of Europe.

To provide an accurate quote, we only need your vehicle's registration document and the driver's age and license details.

Yes, we offer flexible payment plans, including monthly, quarterly, or annual payments, depending on the insurance provider.

Yes, we offer specialized plans that cover both the building and 3rd party liability for guests staying in your short-term rental property.

While not legally mandatory for all, it is highly recommended in Greece and usually required by banks if you have a mortgage. All our policies include or can be extended to include earthquake protection.

Yes, we provide specific coverage for secondary or holiday homes, ensuring your property is protected even when you are not there.

Absolutely. Given the climate in Greece, our policies provide comprehensive protection against wildfires, floods, and other extreme weather events.

You can receive a quote with just your passport and property details, but a Greek Tax Number (AFM) will be required to finalize the official policy and the purchase of the property.

Travel insurance is recommended for any trips outside Greece, whether within the EU or internationally. It covers medical emergencies, trip cancellation, lost luggage, and other travel-related risks.

Many Greek health insurance policies have limited coverage abroad. Travel insurance provides additional protection including emergency medical evacuation, trip cancellation, and lost baggage coverage.

Travel insurance typically covers emergency medical expenses, trip cancellation or interruption, lost or delayed baggage, personal liability, and emergency evacuation or repatriation.

Yes, we offer both single-trip and annual multi-trip travel insurance policies. Annual policies are more cost-effective if you travel frequently throughout the year.

Third-party liability insurance is mandatory for motorized boats in Greece. For comprehensive protection, we recommend additional coverage including hull damage, theft, and crew insurance.

We can arrange insurance for yachts, sailboats, motorboats, jet skis, and other watercraft. Coverage options vary by vessel type, size, and intended use.

Yes, most boat insurance policies can be extended to cover cruising throughout the Mediterranean. We can arrange coverage for your specific sailing area and itinerary.

Comprehensive boat insurance in Greece typically includes coverage while moored at a marina, as well as during transit and while at sea. Additional marina liability coverage is also available.

Yes, our policies are specifically designed to meet 100% of the requirements set by the Greek authorities for Residence Permits and Golden Visas.

Once payment is confirmed, we usually issue and email your certificate within 24 hours so you can proceed with your application.

Yes, we can provide a family package that covers the main applicant and all dependents as required by Greek law.

While an AFM is eventually needed for most transactions in Greece, we can complete the process and obtain your certificate with just your passport.

Our standard immigration policies focus on coverage within Greece as required by law, but we can upgrade your plan to include worldwide or EU-wide coverage if needed.

Beyond our main categories, we offer business insurance, professional liability, life insurance, personal accident insurance, and other specialized coverage tailored to expat needs in Greece.

Yes, we arrange various business insurance types including commercial property, professional liability, public liability, and employer liability insurance for businesses operating in Greece.

Yes, we can arrange life insurance policies from Greek insurers. Options include term life, whole life, and investment-linked policies. We help you compare options to find the right coverage.